Lasting Powers of Attorney (LPA)

Lasting power of attorney  (LPA)

Every one should make an LPA, . For both finance and health and welfare.

Reasons for making Lasting Powers of Attorney (LPA s)

What are the reasons you should make a lasting power of attorney for both health and welfare and property and financial

Making both a Health and Welfare and a Property and Financial Affairs Lasting Power of Attorney (LPA) ensures trusted people can manage all your crucial life decisions if you lose mental capacity. 

Reasons for a Property and  Financial LPA

• Manage money: Pay your bills, mortgage, and household expenses.

• Handle accounts: Access and control your bank or building society accounts.

• Handle income: Collect your pensions, benefits, and investments.

• Manage property: Buy, sell, or maintain your home.

• Early use: Can be used with your permission even while you still have capacity. 

Reasons for a Health and Welfare LPA

• Control care: Decide your daily routine, including washing, dressing, and diet.

• Choose housing: Decide where you live, including moving into a care home.

• Manage medical treatment: Make critical choices about your medical care.

• Life-sustaining treatment: Speak for you regarding serious, life-or-death medical interventions if authorized.

• Capacity trigger: Only activates if you lose the mental capacity to decide yourself.

Risks of Not Having Both LPAs

• No automatic rights: Family members cannot automatically access your bank accounts or make medical choices for you.

• Court delays: Loved ones must apply to the Court of Protection to become a deputy.

• High costs: Court deputyship applications are expensive, slow, and stressful.

• Loss of control: The court decides who manages your affairs rather than you.

If you'd like, I can explain:

• The step-by-step process to register these documents with the Office of the Public Guardian